# Feature Release: Curator Profiles
Today we are excited to go deeper into another tool focused on increased transparency: Curator Profiles. We are now rolling out Curator Profiles so you can better understand the people and decisions behind the earning sources on Nook. They will be live for Gauntlet and Steakhouse - the leading curators in the Morpho ecosystem. With more curators to come. #### What is the challenge? Nook’s mission is to connect you to higher earnings. But there are several key challenges to that. Including earning from clear and trustworthy sources. Nook connects directly to your bank account, converts your USD to USDC through our partnership with Coinbase and Stripe - and deploys it across 8 vetted earning sources. Everything is on-chain and auditable. But right now we think we are just scratching the surface of possible options. There are over 1,000 sources and hundreds of markets with thousands of assets that Nook currently does not connect you with. The ecosystem is broad with almost unlimited options to choose from. These markets are robust and always changing. So the challenge is - how do you know which markets are a good fit for you? Which ones can you trust? That's where curators come in. #### What role do curators play? Curators like Gauntlet and Steakhouse play an important role in managing that risk by understanding the markets and being the decision makers behind the scenes. It’s their responsibility to understand the underlying lending markets at a granular level - which collateral types are safe, what utilization rates are sustainable, when to reduce exposure to certain assets: their role comes down to four key areas: * Risk Management and Decision Making: Curators understand the markets and act as the decision-maker behind the scenes, managing risk for the earning sources. * Granular Market Understanding: They are responsible for understanding the underlying lending markets in detail. This includes determining: * Which collateral types are safe. * What utilization rates are sustainable. * When to reduce exposure to certain assets. * Due Diligence: They perform due diligence similar to a traditional bank's risk team, but their process is transparent and on-chain. * Focus and Expertise: By focusing on risk management, they have collectively grown to oversee more than $2.5 billion in assets.
By focusing on these four critical pillars - they can ignore the rest of the noise in the market. Dedicated curators are similar to a dedicated risk team inside any financial institution. And between Gauntlet and Steakhouse, they have over $2.5B in assets under their watch. **What curators can do** Curators are focused on derisking, versus the many other layers of the stack like engineering and marketing. Vaults are their tool. But they don’t have complete power to do as they wish. Curators control allocation, performance and fee structure.
* Performance: Historical return data verifiable against onchain transactions * Allocations: Current deployment across protocols and strategies * Fee Structure: Transparent management and performance fee parameters Each vault shares the same technical structure on Morpho: an ERC 4626 contract made up of Morpho Markets, where the underlying assets are paired together 1:1. **What curators cannot do** Curators cannot move your funds or block access to your funds. They only decide on how funds inside the vault are allocated. They are not responsible for (or structurally able to) limit inflows and outflows. **What curators *****cannot***** do** Curators cannot move your funds or block access to your funds. They only decide on how funds inside the vault are allocated. They are not responsible for (or structurally able to) limit inflows and outflows. #### How do curator profiles help? Curator profiles are primarily built to shine light on the teams of people behind the scenes. These earning sources are often complex, robust and constantly changing. However they are not fully automated all of the time. And there is a real team behind every decision made.
With Curator profiles, you can learn more about these curators, directly in the Nook app, including: When the curator team was started, their total TVL (total value), their background and the ability to validate onchain data like curator address. #### What comes next? If you're comfortable with some exposure for significantly better yields than a savings account, we'd love for you to check us out at [nookapp.xyz](https://nookapp.xyz/). Happy to answer any questions here or via --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.nookapp.xyz/updates/feature-release-curator-profiles.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.