# Welcome to Nook

Nook is on a mission to bring higher earnings to everyone.

<figure><img src="/files/o1M8eTrMNmRrQ17An69Y" alt=""><figcaption></figcaption></figure>

We started Nook to close the gap between how high earners and everyday people save.

### Higher earnings, powered by open markets, not middlemen

With over $60B+ in deposits to our partner markets and 100M+Transactions through Nook, Nook is growing to be a part of the finances industry shift towards stablecoins. The markets we tap into are autonomous software that match lenders and borrowers directly. With rules written in code, there’s no bank in the middle.

Safety comes from over‑collateralization: borrowers lock up more value than they borrow. If their collateral falls, the Market sells it automatically so lenders are protected.

Borrowers use Markets for everyday spending without selling appreciated assets, to access new opportunities without disrupting portfolios, and to arbitrage price differences across venues.

Nook is currently available only in the U.S for [download on iOS](https://apps.apple.com/us/app/nook-savings-app/id6742204281)

### Next

In the basics, we will walk you through some of the questions and key information frequently asked about Nook.


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# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.nookapp.xyz/readme.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.